ChoiceOne Financial Services, Inc. (COFS) Financials

COFS Assets vs Liabilities

DateAssetsLiabilities
June 30, 2026 4.5 billion 4.0 billion
March 31, 2026 4.4 billion 3.9 billion
Dec. 31, 2025 4.4 billion 3.9 billion
Sept. 30, 2025 4.3 billion 3.8 billion

COFS Free Cash Flow and Stock based compensation

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DateFree Cash FlowStock based compensation
June 30, 2026 ? ?
March 31, 2026 -1.7 million 298000
Dec. 31, 2025 11.9 million 259000
Sept. 30, 2025 13.7 million 242000

COFS Net Income

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DateNet Income
June 30, 2026 ?
March 31, 2026 13.7 million
Dec. 31, 2025 13.9 million
Sept. 30, 2025 14.7 million

COFS Cash and Debt

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DateCashDebtCapital Lease
June 30, 2026 644.2 million 48.6 million -
March 31, 2026 83.9 million 68.4 million -
Dec. 31, 2025 222.3 million 68.5 million -
Sept. 30, 2025 107.6 million 196.4 million -

COFS Shares Outstanding

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DateShares Outstanding
June 30, 2026 15.1 million
March 31, 2026 15.1 million
Dec. 31, 2025 15.1 million
Sept. 30, 2025 15.1 million

COFS Expenses

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DateCapexR&DG&AS&M
June 30, 2026 - - 1.3 million 279000
March 31, 2026 1.5 million - 1.2 million 264000
Dec. 31, 2025 2.1 million - 15.3 million 258000
Sept. 30, 2025 1.6 million - 14.9 million 207000

COFS Cost of Revenue

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DateRevenueCost of Revenue
June 30, 2026 1.2 million 16.6 million
March 31, 2026 59.1 million 16.6 million
Dec. 31, 2025 60.5 million 18.3 million
Sept. 30, 2025 61.8 million 17.3 million

COFS Revenue by Segment

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COFS

Price: $34.05

52 week price:
26.10
35.40

Dividend Yield: 3.35%

5-year range yield:
2.95%
5.15%

Forward Dividend Yield: 3.41%

Payout Ratio: 36.12%

Payout Ratio Range:
-83.76%
48240.17%

Dividend Per Share: 1.16 USD

Earnings Per Share: 3.78 USD

P/E Ratio: 8.95

Exchange: NCM

Sector: Financial Services

Industry: Banks - Regional

Country: United States

Volume: 8200

Market Capitalization: 512.8 million

Average Dividend Frequency: 4

Years Paying Dividends: 40

DGR3: 3.85%

DGR5: 7.04%

DGR10: 7.36%

DGR20: 3.73%

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