ChoiceOne Financial Services, Inc. (COFS) Financials
COFS Assets vs Liabilities
| Date | Assets | Liabilities |
|---|---|---|
| June 30, 2026 | 4.5 billion | 4.0 billion |
| March 31, 2026 | 4.4 billion | 3.9 billion |
| Dec. 31, 2025 | 4.4 billion | 3.9 billion |
| Sept. 30, 2025 | 4.3 billion | 3.8 billion |
COFS Free Cash Flow and Stock based compensation
| Date | Free Cash Flow | Stock based compensation |
|---|---|---|
| June 30, 2026 | ? | ? |
| March 31, 2026 | -1.7 million | 298000 |
| Dec. 31, 2025 | 11.9 million | 259000 |
| Sept. 30, 2025 | 13.7 million | 242000 |
COFS Net Income
| Date | Net Income |
|---|---|
| June 30, 2026 | ? |
| March 31, 2026 | 13.7 million |
| Dec. 31, 2025 | 13.9 million |
| Sept. 30, 2025 | 14.7 million |
COFS Cash and Debt
| Date | Cash | Debt | Capital Lease |
|---|---|---|---|
| June 30, 2026 | 644.2 million | 48.6 million | - |
| March 31, 2026 | 83.9 million | 68.4 million | - |
| Dec. 31, 2025 | 222.3 million | 68.5 million | - |
| Sept. 30, 2025 | 107.6 million | 196.4 million | - |
COFS Shares Outstanding
COFS Expenses
| Date | Capex | R&D | G&A | S&M |
|---|---|---|---|---|
| June 30, 2026 | - | - | 1.3 million | 279000 |
| March 31, 2026 | 1.5 million | - | 1.2 million | 264000 |
| Dec. 31, 2025 | 2.1 million | - | 15.3 million | 258000 |
| Sept. 30, 2025 | 1.6 million | - | 14.9 million | 207000 |
COFS Cost of Revenue
| Date | Revenue | Cost of Revenue |
|---|---|---|
| June 30, 2026 | 1.2 million | 16.6 million |
| March 31, 2026 | 59.1 million | 16.6 million |
| Dec. 31, 2025 | 60.5 million | 18.3 million |
| Sept. 30, 2025 | 61.8 million | 17.3 million |
COFS Revenue by Segment
COFS
Price: $34.05
Dividend Yield: 3.35%
Forward Dividend Yield: 3.41%
Payout Ratio: 36.12%
Dividend Per Share: 1.16 USD
Earnings Per Share: 3.78 USD
P/E Ratio: 8.95
Exchange: NCM
Sector: Financial Services
Industry: Banks - Regional
Country: United States
Volume: 8200
Market Capitalization: 512.8 million
Average Dividend Frequency: 4
Years Paying Dividends: 40
DGR3: 3.85%
DGR5: 7.04%
DGR10: 7.36%
DGR20: 3.73%