Citizens & Northern Corporation (CZNC) Financials

CZNC Assets vs Liabilities
DateAssetsLiabilities
June 30, 2026 3.2 billion 2.8 billion
March 31, 2026 3.2 billion 2.8 billion
Dec. 31, 2025 3.1 billion 2.8 billion
Sept. 30, 2025 2.7 billion 2.4 billion

CZNC Free Cash Flow and Stock based compensation
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DateFree Cash FlowStock based compensation
June 30, 2026 15.6 million 337000
March 31, 2026 8.5 million 313000
Dec. 31, 2025 10.1 million 294000
Sept. 30, 2025 10.9 million 337000

CZNC Net Income
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DateNet Income
June 30, 2026 14.1 million
March 31, 2026 273000
Dec. 31, 2025 4.5 million
Sept. 30, 2025 6.6 million

CZNC Cash and Debt
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DateCashDebtCapital Lease
June 30, 2026 579.4 million 155.4 million -
March 31, 2026 53.4 million 139.9 million -
Dec. 31, 2025 337.4 million 148.5 million 2.9 million
Sept. 30, 2025 333.2 million 172.8 million -

CZNC Shares Outstanding
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DateShares Outstanding
June 30, 2026 17.7 million
March 31, 2026 17.7 million
Dec. 31, 2025 17.7 million
Sept. 30, 2025 15.4 million

CZNC Expenses
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DateCapexR&DG&AS&M
June 30, 2026 188000 - 13.7 million -
March 31, 2026 188000 - 15.1 million -
Dec. 31, 2025 452000 - 14.9 million -
Sept. 30, 2025 426000 - 11.3 million -

CZNC Cost of Revenue
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DateRevenueCost of Revenue
June 30, 2026 39.1 million 25.7 million
March 31, 2026 48.8 million 25.7 million
Dec. 31, 2025 36.0 million 14.3 million
Sept. 30, 2025 40.4 million 13.6 million

CZNC Revenue by Segment
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CZNC

Price: $25.99

52 week price:
18.02
26.26

Dividend Yield: 4.31%

5-year range yield:
4.31%
6.50%

Forward Dividend Yield: 4.31%

Payout Ratio: 74.17%

Payout Ratio Range:
-27.17%
1683.52%

Dividend Per Share: 1.12 USD

Earnings Per Share: 1.47 USD

P/E Ratio: 17.67

Exchange: NCM

Sector: Financial Services

Industry: Banks - Regional

Country: United States

Volume: 23500

Market Capitalization: 465.9 million

Average Dividend Frequency: 4

Years Paying Dividends: 34

DGR5: 0.73%

DGR10: 0.75%

DGR20: 2.55%

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