Sapiens International Corporation N.V. (SPNS) Financials
SPNS Assets vs Liabilities
| Date | Assets | Liabilities |
|---|---|---|
| Sept. 30, 2025 | 743.7 million | 216.5 million |
| June 30, 2025 | 739.6 million | 227.5 million |
| March 31, 2025 | 714.0 million | 239.6 million |
| Dec. 31, 2024 | 691.7 million | 212.1 million |
SPNS Free Cash Flow and Stock based compensation
| Date | Free Cash Flow | Stock based compensation |
|---|---|---|
| Sept. 30, 2025 | 10.2 million | 861000 |
| June 30, 2025 | -946000 | 845000 |
| March 31, 2025 | 23.0 million | 847000 |
| Dec. 31, 2024 | 39.8 million | 723000 |
SPNS Net Income
| Date | Net Income |
|---|---|
| Sept. 30, 2025 | 14.3 million |
| June 30, 2025 | 14.4 million |
| March 31, 2025 | 18.0 million |
| Dec. 31, 2024 | 17.9 million |
SPNS Cash and Debt
| Date | Cash | Debt | Capital Lease |
|---|---|---|---|
| Sept. 30, 2025 | 82.2 million | 17.4 million | 23.7 million |
| June 30, 2025 | 74.5 million | 18.3 million | 25.6 million |
| March 31, 2025 | 205.9 million | 16.1 million | 23.4 million |
| Dec. 31, 2024 | 216.2 million | 37.5 million | 24.2 million |
SPNS Shares Outstanding
SPNS Expenses
| Date | Capex | R&D | G&A | S&M |
|---|---|---|---|---|
| Sept. 30, 2025 | 465000 | 21.2 million | 28.4 million | - |
| June 30, 2025 | 2.8 million | 18.8 million | 26.3 million | - |
| March 31, 2025 | 2.3 million | 16.3 million | 23.2 million | - |
| Dec. 31, 2024 | 2.3 million | 22.6 million | 21.9 million | - |
SPNS Cost of Revenue
| Date | Revenue | Cost of Revenue |
|---|---|---|
| Sept. 30, 2025 | 152.3 million | 85.0 million |
| June 30, 2025 | 141.6 million | 79.7 million |
| March 31, 2025 | 136.1 million | 75.4 million |
| Dec. 31, 2024 | 134.3 million | 74.2 million |
SPNS
Price: $43.45
Dividend Yield: 1.38%
Forward Dividend Yield: 1.38%
Payout Ratio: 47.15%
Dividend Per Share: 0.60 USD
Earnings Per Share: 1.15 USD
P/E Ratio: 37.78
Exchange: NMS
Sector: Technology
Industry: Software - Application
Country: Israel
Volume: 73952
Ebitda: 9.0 millionMarket Capitalization: 2.4 billion
Average Dividend Frequency: 2
Years Paying Dividends: 8
DGR3: 17.46%