VersaBank (VBNK) Financials
VBNK Assets vs Liabilities
| Date | Assets | Liabilities |
|---|---|---|
| July 31, 2026 | 4.9 billion | 4.5 billion |
| April 30, 2026 | 4.7 billion | 4.3 billion |
| Jan. 31, 2026 | 4.5 billion | 4.1 billion |
| Oct. 31, 2025 | 4.1 billion | 3.8 billion |
VBNK Free Cash Flow and Stock based compensation
| Date | Free Cash Flow | Stock based compensation |
|---|---|---|
| July 31, 2026 | 25.4 million | 7844 |
| April 30, 2026 | -36.6 million | ? |
| Jan. 31, 2026 | 40.7 million | ? |
| Oct. 31, 2025 | 35.0 million | 4282 |
VBNK Net Income
| Date | Net Income |
|---|---|
| July 31, 2026 | 7.3 million |
| April 30, 2026 | 5.5 million |
| Jan. 31, 2026 | 8.1 million |
| Oct. 31, 2025 | 3.7 million |
VBNK Cash and Debt
| Date | Cash | Debt | Capital Lease |
|---|---|---|---|
| July 31, 2026 | 349.7 million | 74.1 million | 2.5 million |
| April 30, 2026 | 496.6 million | 74.1 million | 2.7 million |
| Jan. 31, 2026 | 535.3 million | 73.5 million | 2.8 million |
| Oct. 31, 2025 | 415.8 million | 73.9 million | 3.6 million |
VBNK Shares Outstanding
VBNK Expenses
| Date | Capex | R&D | G&A | S&M |
|---|---|---|---|---|
| July 31, 2026 | 133392 | - | 10.4 million | - |
| April 30, 2026 | 4.0 million | - | 9.6 million | - |
| Jan. 31, 2026 | 124775 | - | 9.0 million | - |
| Oct. 31, 2025 | 206973 | - | 17.0 million | 8.6 million |
VBNK Cost of Revenue
| Date | Revenue | Cost of Revenue |
|---|---|---|
| July 31, 2026 | 66.2 million | 38.0 million |
| April 30, 2026 | 63.1 million | 35.2 million |
| Jan. 31, 2026 | 61.6 million | 35.3 million |
| Oct. 31, 2025 | 57.0 million | 32.9 million |
VBNK
Price: $22.68
Forward Dividend Yield: 0.32%
Payout Ratio: 5.69%
Dividend Per Share: 0.07 USD
Earnings Per Share: 0.76 USD
P/E Ratio: 29.03
Exchange: NMS
Sector: Financial Services
Industry: Banks - Regional
Country: Canada
Volume: 10430
Market Capitalization: 715.2 million
Average Dividend Frequency: 4
Years Paying Dividends: 9
DGR3: -2.69%
DGR5: -2.39%