Citizens Financial Services, Inc. (CZFS) Financials
CZFS Assets vs Liabilities
| Date | Assets | Liabilities |
|---|---|---|
| June 30, 2026 | 3.2 billion | 2.8 billion |
| March 31, 2026 | 3.0 billion | 2.7 billion |
| Dec. 31, 2025 | 3.1 billion | 2.7 billion |
| Sept. 30, 2025 | 3.1 billion | 2.7 billion |
CZFS Free Cash Flow and Stock based compensation
| Date | Free Cash Flow | Stock based compensation |
|---|---|---|
| June 30, 2026 | ? | ? |
| March 31, 2026 | 17.9 million | ? |
| Dec. 31, 2025 | 16.7 million | ? |
| Sept. 30, 2025 | 4.0 million | ? |
CZFS Net Income
| Date | Net Income |
|---|---|
| June 30, 2026 | 10.2 million |
| March 31, 2026 | 10.4 million |
| Dec. 31, 2025 | 10.5 million |
| Sept. 30, 2025 | 10.0 million |
CZFS Cash and Debt
| Date | Cash | Debt | Capital Lease |
|---|---|---|---|
| June 30, 2026 | 30.3 million | 394.0 million | - |
| March 31, 2026 | 133.9 million | 198.7 million | - |
| Dec. 31, 2025 | 74.2 million | 294.0 million | - |
| Sept. 30, 2025 | 107.7 million | 279.6 million | - |
CZFS Shares Outstanding
CZFS Expenses
| Date | Capex | R&D | G&A | S&M |
|---|---|---|---|---|
| June 30, 2026 | - | - | 528000 | - |
| March 31, 2026 | 125000 | - | 540000 | - |
| Dec. 31, 2025 | 71000 | - | 11.0 million | - |
| Sept. 30, 2025 | 1.1 million | - | 18.9 million | - |
CZFS Cost of Revenue
| Date | Revenue | Cost of Revenue |
|---|---|---|
| June 30, 2026 | 43.3 million | 14.3 million |
| March 31, 2026 | 43.8 million | 14.7 million |
| Dec. 31, 2025 | 44.5 million | 15.4 million |
| Sept. 30, 2025 | 44.1 million | 15.6 million |
CZFS Revenue by Segment
CZFS
List: Champions
Price: $78.05
Dividend Yield: 2.50%
Forward Dividend Yield: 2.61%
Payout Ratio: 32.94%
Dividend Per Share: 2.04 USD
Earnings Per Share: 9.11 USD
P/E Ratio: 9.07
Exchange: NCM
Sector: Financial Services
Industry: Banks - Regional
Country: United States
Volume: 2200
Market Capitalization: 388.7 million
Average Dividend Frequency: 4
Years Paying Dividends: 35
DGR3: 2.31%
DGR5: 1.59%
DGR10: 3.38%
DGR20: 6.11%