X Financial (XYF) Financials
XYF Assets vs Liabilities
| Date | Assets | Liabilities |
|---|---|---|
| June 30, 2026 | 12.1 billion | 640.0 million |
| March 31, 2026 | 13.6 billion | 841.5 million |
| Dec. 31, 2025 | 14.7 billion | 976.1 million |
| Sept. 30, 2025 | 14.7 billion | 949.5 million |
XYF Free Cash Flow and Stock based compensation
| Date | Free Cash Flow | Stock based compensation |
|---|---|---|
| June 30, 2026 | ? | 419490 |
| March 31, 2026 | 1.4 billion | 2.8 million |
| Dec. 31, 2025 | 1.4 billion | 48.1 million |
| Sept. 30, 2025 | ? | 13.3 million |
XYF Net Income
| Date | Net Income |
|---|---|
| June 30, 2026 | 6.9 million |
| March 31, 2026 | 37.9 million |
| Dec. 31, 2025 | 57.2 million |
| Sept. 30, 2025 | 421.2 million |
XYF Cash and Debt
| Date | Cash | Debt | Capital Lease |
|---|---|---|---|
| June 30, 2026 | 2.8 billion | - | - |
| March 31, 2026 | 3.8 billion | - | - |
| Dec. 31, 2025 | 987.6 million | 107.0 million | 10.9 million |
| Sept. 30, 2025 | 890.9 million | 3.4 billion | - |
XYF Shares Outstanding
XYF Expenses
| Date | Capex | R&D | G&A | S&M |
|---|---|---|---|---|
| June 30, 2026 | - | - | 9.8 million | 3.0 million |
| March 31, 2026 | 21.9 million | - | 38.6 million | 219.8 million |
| Dec. 31, 2025 | 3.1 million | - | 36.9 million | 212.2 million |
| Sept. 30, 2025 | - | - | 15.8 million | 60.7 million |
XYF Cost of Revenue
| Date | Revenue | Cost of Revenue |
|---|---|---|
| June 30, 2026 | 145.8 million | 419.8 million |
| March 31, 2026 | 169.1 million | 482.4 million |
| Dec. 31, 2025 | 206.9 million | 498.4 million |
| Sept. 30, 2025 | 275.4 million | 626.5 million |
XYF
Price: $4.94
Dividend Yield: 10.13%
Forward Dividend Yield: 10.94%
Payout Ratio: 8.99%
Dividend Per Share: 0.56 USD
Earnings Per Share: 2.25 USD
P/E Ratio: 2.46
Exchange: NYQ
Sector: Financial Services
Industry: Credit Services
Country: China
Volume: 3900
Market Capitalization: 36.8 million
Average Dividend Frequency: 2
Years Paying Dividends: 3